Kuus-jechootaa
Kuus-jechootaa GuutuuKuusaa kasaaraa liqii
Provision
Maallaqa baankiin liqii hin deebine tilmaamee kaa'u. Bu'aa hir'isa; garuu baankii eega.
Money a bank sets aside for loans it expects will not be repaid. It lowers profit, but protects the bank.
Siinqeen bu'aa kuusaa dura hime.
Siinqee Bank stated its profit before provisions.
Itoophiyaatti
Akka sirna gabaasa idil-addunyaa (IFRS 9) baankonni Itoophiyaa fayyadamaniin, baankiin kasaaraa dhufuu danda'u dursee kuusaa kaa'a, kan dhufe qofa miti. Bu'aan kuusaa dura himamu kan abbootiin aksiyoonaa argatan caalaa guddaa fakkaata.
Under the international reporting standard Ethiopian banks use (IFRS 9), a bank provides for losses it expects, not only those that have happened. A profit quoted before provisions looks larger than what shareholders will receive.